Instagram spam targets iPhone hipsters

The sepia-toned, washed-out and nostalgic world of Instagram has begun to attract unwanted attention.

The security firm Symantec reports scammers have been creeping their way into the social photo-sharing service, writing below-photo posts claiming that Best Buy has partnered with Instagram and is giving away free gift cards to a limited number of winners.

The link posted along with the message takes Instagram users to what appears to be Best Buy's photo feed, but those who pursue the gift card offer a little further will end up on another Web page that asks for their phone number to win the $100 prize.

The scam then tells victims they will "presented with optional third party offers" that will get them closer to winning the prize.

One of these third-party offers asks for your name and email address, "which will more than likely be used for future spam," Symantec said.

It's no shock that scammers are targeting Instagram; anytime an app or service seems to become indispensible, cybercriminals are right there to try to cash in on it. Like Facebook, Twitter and more recently the "Draw Something" app, the wildly popular and mobile Instagram is a perfect feeding ground for crooks.

The real payload in the Instagram scam is delivered right near the end: After users finish all the offers, they are taken to a final Web page that informs them that in order to fully enter the contest, they must submit their cellphone number and subscribe to a mobile subscription service. The service will rack up their monthly bill.

If you've made the mistake of handing over your cellphone number to this or any other scam, make sure to check your phone bill and see if there are any unwanted charges or subscriptions, and cancel them. Just as you would on your computer, be skeptical of unsolicited offers, even if they appear in your various social networking feeds. Installing smartphone anti-virus software can help keep your phone and your wallet safe from sneaky social scams like this.?

? 2012 SecurityNewsDaily. All rights reserved

roseanne barr president green party day 26 gronkowski new hunger games trailer sasquatch david choe

Delta Air Lines looking to buy an oil refinery

CNBC's Kate Kelly discusses the details of Delta Air Lines looking to acquire a Pennsylvania ConocoPhillips refinery for more than $100 million.

By msnbc.com staff report

Delta Air Lines?is?seriously considering the purchase of an oil refinery, CNBC's Kate Kelly reported on Wednesday.

This would be a first for a major airline. According to the report, the deal Atlanta-based Delta would pay between $100 million and $150 million for the refinery.?

The refinery in question is in Trainer, Penn., and is?owned by ConocoPhillips.

Airlines are struggling as jet fuel prices continue to skyrocket.

The deal is still under consideration by the Delta board of directors, according to the report.

mumia mumia uss arizona memorial uss arizona memorial d day roy orbison red solo cup

High Rock Themes ? Hard Cash Lenders plus Hard Cash Loans

Why A Hard Money Loan.

The cause home investors decide on difficult funds loans is the fact that they are a source to buy plus rehab home to produce a substantial income which they may not have without the use of this pricey funds. These brief loans are expensive plus even if these people were legal for a house owner to borrow from the personal creditors providing these loans it might never be advisable. How difficult are these short term loans, you ask? The answer is threefold. These include restrictive in financing to value, they are full of rate plus full of fees.

Restrictive in Loan to Value.

The maximum financing to value for most personal loans range between 50% to 75%. No deals are completed at the higher financing to value for 2 reasons. First the difficult funds lender requires lots of collateral just in case of standard they could list plus sell the home quickly because they usually in principle be below marketplace value. The reason I say in principle is a result of there are so many REOs, Brief Sales plus foreclosure properties available today today which what was normally considered an exceptional deal is common spot. Therefore, private creditors are far more specific regarding the properties, borrowers plus loans they select to finance.

Secondly, any home investment which has lower than 30% collateral are not advantageous investments for the investors unless they are purchasing the home for the cashflow. In which case they are long expression investments plus not appropriate for the short term type of these pricey bridge loans.

High Interest Rates.

Whether as n home broker obtaining plus or rehabbing commercial or domestic investment home the rates of interest are much greater than traditional commercial or domestic investment lending. The rates are higher much because the potential risks are much higher plus there source of these funds are limited. Risk plus Reward. Supply plus Demand. The dangers are higher because these loans are not underwritten based found on the traditional traditional tips plus there is an extremely limited or no secondary marketplace for personal bridge loans. This really is mostly not an issue because the borrowers understand these are merely short term loans. The terms range usually from 3 to 24 months. So, the higher interest is of minimum importance because both creditors plus borrowers understand which the borrowers provide an exit way to quickly payoff these excellent interest loans. Most creditors require a viable plus verifiable exit strategy before they create usually the loans.

Higher Points hard money lender database .

Because these loans are short term in type the difficult funds creditors constantly charge discount points. They could charge 1 to 5 points. Additionally the personal funds brokers usually charge 2 to 5 points. An medium a borrower usually 5 to 10 points. Plus shutting costs. These are excellent fees. They merely create sense when an home broker usually make significantly extra cash plus they have zero other approach to finance the deals.

Why Use Hard Money Lenders.

Simply to create funds. As a home broker youve choices in financing your deals. You could possibly choose traditional financing which requires at 30% to 35% deposit for properties which are in advantageous form. There are many other traditional lending criteria including credit, money reserves, seasoning of funds plus home. These all create traditional financing virtually impossible.

Another alternative is to utilize your own funds plus not finance a deal at all. However, many astute home investors understand which when they could create a net income of $25,000, $50,000, $100,000 or even more utilizing a difficult funds financing they are doing not like the fees however they we pay them vs not creating any funds because of deficit of financing.

associated press foster friess new orleans hornets ghost rider spirit of vengeance hornets prince johan friso windows 8 logo

Justin Timberlake, Jessica Biel Planning Big Summer Wedding

Justin Timberlake and Jessica Biel are getting married this summer, and while they have kept a low profile about their engagement, they are going all out.

The couple are pulling out all the stops for a big wedding, reports say.

"Justin and Jessica are planning a big [summer] wedding," a source close to the pair tells People. "Jessica initially wanted a smaller, more intimate wedding, but Justin from the beginning wanted a big wedding and that's what they have decided on."

According to the source, Timberlake, 31, and Biel, 30, have decided they want to "include all their friends" in the wedding celebration, says the source.

The pair have recently been spending time together in Atlanta where the burgeoning film star is shooting his latest project, Trouble with the Curve.

Biel, who was seen sporting her engagement ring last month, has yet to decide on her dress, the source notes, but is "very involved" in the planning.

As for the groom-to-be, the source says: "Justin has promised her the best day ever." Can't fault the guy for setting the bar high, can you?

[Photo: WENN.com]

dancing with the stars season 14 bethenny frankel david garrard houston weather miguel cabrera michael bay ninja turtles san antonio weather

Boost Your Enterprise With These Superb Email ... - Web Article Stacks

When enterprise owners begin e mail marketing and advertising, they need to be particular that they realize the rules and manners involved. Keeping your e mail communications expert is important to building strong relationships along with your customers. Preserve reading to discover some outstanding e-mail marketing and advertising methods.

Select a single day each and every week to send out your newsletter, based on what the e mail says and what your subscribers? schedules appear like. For business emails, send among Tuesday and Thursday. Nevertheless, newsletters related to family members or leisure activities are very best mailed on a weekend.

Use a subject line that attracts your reader?s attention. Giving readers an incentive through the topic line may make readers open the emails. In the event you provide them some thing of value, like totally free shipping or perhaps a huge discount, they?ll be tempted to accept your provide. A intelligent subject line is another fantastic method to get people to open emails.

Maintain the graphics to a minimum in your emails. Numerous email readers block graphics, causing some individuals to miss the info which is not accessible in text format. Also, emails which are heavily laden with graphics are frequently noticed as junk or spam mail by e mail programs, meaning your e mail could land within a junk folder really effortlessly.

Do not forget to create good topic lines for your emails. They must be eye-catching and attention-grabbing. You need to get the subscribers? attention, in order that they want to discover what the e mail has to say. Emails that have suspicious, strange, or uncreative topic lines will most likely be deleted prior to they may be read.

Now you understand why e mail marketing protocol is so essential for a company owner. Being rude to your customers will rapidly cut down on the amount of subscribers you?ve got. Apply this article?s guidance to please your consumers and stay away from annoying them.

We have all The Best Quality weight loss studies Details on our website with genuine consumer feedback. We reveal where to select the Ideal weight loss studies Products for up to 60% Off!

girl scout cookies screen actors guild royal rumble results sag awards 2012 kyra sedgwick honor killings mary tyler moore

Web Promotion ? What You Need To Know To ... - The Business Sites

Whether you are opening a different business enterprise or operational on the cheap, you cannot go wrong with independent net publicity. The reality is that not everybody has a cost account to justify an aggressive publicising effort. If you would like to create an online business that will be fully automated and allow you to attract tons of traffic that converts into sales then check out what Keith Baxter and Jon Shugart are saying in my Epic Traffic Systems Review.

Many firms, particularly internet-based, outline marketing as their largest write off. All The Same, costless web promotion has switched the way that everybody examines advertisement.

The most effective way to pull in costless web promotion is through the use of press releases, which spotlight upcoming news, events and press releases regarding your company. To write a useful press issue, your occupation must be involved in something noteworthy. Whether or not it?s a contest, a brilliant launch, a extraordinary sales event or other event, a press release is the ideal way to publicize your business occurrences for nothing. There are a list of press release submission sites, which grant entrepreneurs to put forward their news for nothing. In addition, giving in your press release to newspaper and mag editors may step-up your odds of getting penned both online and in print. Before sending a public relations release, which should be no more than one page in duration, make sure that your name, mailing address and phone number is enclosed at the top of the page. Many editors in chief ask that contact info be face up before they will even conceive of releasing a press release. The thinking behind this is to approve the personal identity of the person putting forward the news.

Web publicity can maybe best be used through prosperous placing on internet search engines. By ensuring that your website substance is rich with info, linkups and updated information, search engines will be more likely to position your website among the top ranks. Additionally, a descriptive internet site will also find it?s direction to the topmost. As an example, if your line of work encompasses with collectables, make sure that your substance is loaded in key words dealing with collectables and the product that you put up. Head Off shoving key words, but ensure that your internet site obviously suggests it?s subject matter.

One of the best avenues for web promotion is thru bum marketing. While some internet site possessors are still somewhat unfamiliar with this plan of attack, others are cashing in on a soar of traffic generated from properly promoting their articles. The key to flourishing web publicity via bum marketing is to write an informative article that everybody will want to read. At the bottom of the article, include a short paragraph featuring your name, the name of your business concern and an internet site address. The next step is to put forward your article to as many article directories as practicable. The more such exposure, the better. As other webmasters log on to article directories in pursuit of content for their internet site, they may select your article to be prominent on their internet site. The more such webmasters that sport your work, the more such gratis web promotion your occupation will receive.

There are a selection range| number} of ways to acquire paid marketing opportunities and an adequate, or better, variety of means to get costless web publicity. If done correctly , web publicity doesn?t have to drain the entire expense account. In a few cases, it won?t even cost a cent.

Further Resources
Site Promotion ? How To Boost Your Affiliate Marketing Business Web Promotion ? What You Need To Know To Super Charge Your Online Business Site Promotion ? The Essential Element For A Succesful Online Business

norovirus beyonce and jay z baby droid 4 ann coulter tom brady sister dad shoots daughters laptop brandon jennings

Jailed Bahraini activist on hunger strike may die: NGO

[ [ [['beyond the incredible personal tragedy', 3]], 'http://news.yahoo.com/stand-ground-laws-not-just-gop-policy-records-053103956.html', '[Related: \?Stand your ground\? laws not just GOP policy\, records show]', ' ', '630', ' ', ' ', ], [ [['A JetBlue flight from New York to Las Vegas', 3]], 'http://yhoo.it/GV9zpj', '[Related: View photos of the JetBlue plane in Amarillo]', ' ', '630', ' ', ' ', ], [ [['Afghan security forces and police killed three', 3]], 'http://yhoo.it/H9BcJE', '[Related: Bales\' wife on his alleged shooting: \'He would not do that\']', ' ', '630', ' ', ' ', ], [ [['looking for fireworks between the opposing camps', 16]], 'http://yhoo.it/GSvEsj', '[RELATED:\?It?s going to be a circus\?: Activists begin protests outside Supreme Court]', ' ', '630', ' ', ' ', ], [ [['entirely respectable way to put off the searing constitutional controversy', 8]], 'http://yhoo.it/GE6jSh', '[RELATED: Obama\?s health care law passed 2 years ago, but where are we now\?]', ' ', '630', ' ', ' ', ], [ [['Witnesses said the gunman pulled up on a black scooter', 7]], 'http://yhoo.it/GzwOIW', '[Related: New York police tighten security at Jewish sites]', ' ', '630', ' ', ' ', ], [ [['test Zimmerman for alcohol or drugs', 11]], 'http://yhoo.it/Gzn6VF', '[Related: White House says Trayvon Martin is local issue]', ' ', '630', ' ', ' ', ], [ [['This is as serious of a tornado', 7]], 'http://news.yahoo.com/photos/tornadoes-touch-down-in-texas-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120403/trucksdallas.jpg', '630', ' ', 'Reuters', ], [ [['Oikos University', 8]], 'http://news.yahoo.com/photos/deadly-oakland-university-shooting-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120402/shooting.jpg', '450', ' ', 'REUTERS/Reuters TV/KNTV/Handout', ], [ [['Trayvon Martin decked the Neighborhood', 7]], 'http://yhoo.it/GUovUP', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/2/61/261d2c36bccf0971c2734a4d4398aa5a.jpeg', '512', ' ', 'AP/David Goldman', ], [ [['Can you create commerce in order to regulate it', 9]], 'http://yhoo.it/GSgtu8', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/7/78/778e2416573870cd705774e92403447d.jpeg', '630', ' ', 'AP/Charles Dharapak', ], [ [['associated with such a small earthquake', 4]], 'http://yhoo.it/GTco9z', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/0/b4/0b493c1a47b6e3f97f8f48a2b251d7d4.jpeg', '630', ' ', 'AP Photo/Carrie Antlfinger', ], [ [['Fox News host Geraldo Rivera sparked outrage', 3]], 'http://yhoo.it/GKMVTk', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/2/7c/27c7367bc512d233ae1790b320a5e92c.jpeg', '630', ' ', 'AP Photo/John Minchillo', ], [ [['The charges signed against Bales include', 1]], 'http://yhoo.it/wZT5zV', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/7/a0/7a07c51b2aa0f39b1a23355046d13870.jpeg', '512', ' ', 'AP Photo/DVIDS\, Spc\. Ryan Hallock\, File', ], [ [['George Zimmerman, if I had a son', 6]], 'http://news.yahoo.com/photos/thousands-protest-fla-teen-death-1332387124-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/22/d761a49f3fcc99080a0f6a70670053cd-jpg_150905.jpg', '500', ' ', 'AP Photo/John Minchillo', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

[ [ [['because I know God protects me', 14], ['Brian Snow was at a nearby credit union', 5]], '28811216', '0' ], [ [['The state news agency RIA-Novosti quoted Rosaviatsiya', 6]], '28805461', '0' ], [ [['measure all but certain to fail in the face of bipartisan', 4]], '28771014', '0' ], [ [['matter what you do in this case', 5]], '28759848', '0' ], [ [['presume laws are constitutional', 7]], '28747556', '0' ], [ [['has destroyed 15 to 25 houses', 7]], '28744868', '0' ], [ [['short answer is yes', 7]], '28746030', '0' ], [ [['opportunity to tell the real story', 7]], '28731764', '0' ], [ [['entirely respectable way to put off the searing constitutional controversy', 7]], '28723797', '0' ], [ [['point of my campaign is that big ideas matter', 9]], '28712293', '0' ], [ [['As the standoff dragged into a second day', 7]], '28687424', '0' ], [ [['French police stepped up the search', 17]], '28667224', '0' ], [ [['Seeking to elevate his candidacy back to a general', 8]], '28660934', '0' ], [ [['The tragic story of Trayvon Martin', 4]], '28647343', '0' ], [ [['Karzai will get a chance soon to express', 8]], '28630306', '0' ], [ [['powerful storms stretching', 8]], '28493546', '0' ], [ [['basic norm that death is private', 6]], '28413590', '0' ], [ [['songwriter also saw a surge in sales for her debut album', 6]], '28413590', '1', 'Watch music videos from Whitney Houston ', 'on Yahoo! Music', 'http://music.yahoo.com' ], [ [['keyword', 99999999999999999999999]], 'videoID', '1', 'overwrite-pre-description', 'overwrite-link-string', 'overwrite-link-url' ] ]

south carolina primary squirrel appreciation day billy beane kathy griffin weather channel road conditions newt gingrich wives